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MamiRefundMaternity Basket
Automated Israeli Maternity Basket & Recovery Refund Calculator 2026

Don't Leave Thousands of Shekels
On the Bureaucratic Table After Childbirth

Maternity recovery hotels, NIPT genetic screenings, private ultrasounds, doulas, and IBCLC lactation consultants. We audit your receipts and generate a ready-to-submit claim dossier tailored to your Kupat Cholim — 100% free with zero stress.

100% Zero-Knowledge Privacy • Permanent File Erasure Within 60 Days
Mother holding newborn with relief - MamiRefund
Maximum Legal Cap Up to ₪4,748 ✨
1-Click AI Receipt Scanning for Logged-In Users 📱⚡
Simple, Fast & Free

How It Works: 3 Simple Steps to Your Reimbursement

No endless phone queues, no decoding confusing bylaws, and zero commission fees.

1

Select Your Health Fund

Clalit, Maccabi, Meuhedet, or Leumit — including twin pregnancy doubling and prior usage history.

2

Upload Receipts or Pick Services

Maternity hotel, scans, doula, and lactation. Our engine checks your itemized receipts against fund criteria.

3

Receive Your Pre-Filled Claim Dossier

A complete, compliant claim packet with exact submission links for your health fund's online portal.

Official 2026 Maternity Basket Calculator (100% Free)
Maternity & Pregnancy Refund Calculator

Find out in seconds how much reimbursement you legally deserve from your health fund for maternity hotels, NIPT, ultrasounds, doula, and private consultations.

Clalit, Maccabi, Meuhedet, Leumit
60-Day Hotel Deadline Alert
100% Free with No Fees
Ready-to-File Claim Dossier
Select Fund & Services
Calculate Eligibility & Receipts
Generate Claim Dossier
Estimated Refund Accrued:2,358.97

Maternity Hotel 60-Day Deadline Tracker

Health funds strictly limit hotel reimbursement to 2 months from delivery. When did you give birth?

Plans tailored to Maccabi
Special features (Cap & eligibility adjustment):Plans tailored to Maccabi
Amount already used in this pregnancy (₪):
100% Mathematical Accuracy Verified per Maccabi 2026 Regulations
Approved Reimbursement from Maccabi (Maccabi Sheli):
2,358.97

Out of total expenses of ₪8,900 (Net Copay: ₪6,541.03)

Pregnancy Basket Status (Maccabi):2,358.97 used

Active Cap: ₪2,358.97 | Remaining Balance: ₪0

Coverage Rate:27%

Remaining Copay: ₪6,541.03

Full Medical Privacy (Zero-Knowledge):Purged within 60 days

Every medical document or invoice is automatically and permanently deleted from our servers 60 days after upload. No one has access to your documents, and they are used solely for your refund claim.

Uploading and checking documents requires a quick sign-in (Google or email)

Snap a receipt or upload an invoice from phone

Our AI scans the receipt in 2 seconds, verifies coverage with your health fund, and prepares your file

Don't have a document right now? Check with a single click using a sample receipt:
🏥 Try authentic phone photos (including handwriting and doctor stamps):
Recorded Receipts & Invoices (3)Total Expenses: 8,900
Maternity HotelAI scan completed (96%)Deletes in 21 days
2026-08-013 hotel nightsBaby Lis Maternity Hotel
3,800
Genetic NIPT Blood TestAI scan completed (96%)Deletes in 4 days
2026-07-15Maternity Genetics Labs
3,500
Early Anatomy ScanAI scan completed (96%)Source file purged (60 days)
2026-06-20Ultrasound Specialist Clinic
1,600
Administrative Service

Prepare Private Health Insurance Claim Dossier

Do you have private health insurance (Harel, Phoenix, Migdal, Clal, Menora)? Generate a complete PDF dossier with cover page, official summary, and numbered receipt attachments for direct submission.

Free Health Insurance Quote100% Transparency • No Obligation

A licensed insurance agency will verify eligibility to add your newborn without a waiting period, offer a personalized quote, and assist in claiming remaining refunds.

Estimated Refund:
2,358.97

Know a friend who is pregnant or postpartum? Share with her! 🤰💕

Help her claim up to ₪2,374 she legally deserves from her health fund and private insurance.

MamiRefund Care & Peace-of-Mind Charter

Crafted for New Mothers, With Deep Respect for Your Time & Privacy

An independent digital platform empowering mothers in Israel to claim their statutory rights without costly agents or red tape.

0 ₪ Cost

100% Truly Free

Zero Fees, Zero Fine Print

No filing fees, no success cuts, and no credit card required. Every single shekel approved by your fund goes straight into your bank account.

Updated 2026

100% Regulatory Accuracy

Official 2026 Fund Bylaws

Calculated according to the statutory Supplementary Healthcare (Shaban) regulations of Clalit, Maccabi, Meuhedet, and Leumit.

Bank-Grade Encryption

Complete Zero-Knowledge Privacy

60-Day Automatic File Purge

Zero human access to your private medical receipts. All uploaded documents are permanently erased within 60 days under Israeli Privacy Amendment 13.

60-Day Window

Critical Deadline Watch

Preventing Claim Denials

Proactive monitoring for strict submission windows — especially the rigid 60-day post-delivery cutoff for maternity hotel claims.

Official 2026 Statutory Caps

How Much Money Are You Legally Entitled To?

Amounts are statutory ceilings approved by the Israeli Ministry of Health for supplementary healthcare tiers (Shaban) in 2026.

Clalit Platinum

Up to ₪2,374

Twins Doubling: ₪4,748

Maccabi Sheli

Up to ₪2,358.97

75% hotel reimbursement

Meuhedet Si

Up to ₪2,365

Prep courses & sleep guidance

Leumit Zahav

Up to ₪2,000

+ Up to ₪450/night for recovery

What Mothers in Israel Are Saying 💬

Focusing on clarity, peace of mind, and precious time saved

"Instead of struggling with Maccabi's Hebrew portal while nursing at 2 AM, MamiRefund checked my Baby Lis hotel receipt, separated medical care from hospitality, and organized my claim in minutes."

Sarah M.

Jerusalem

Baby Lis Hotel Claim Approval

First birth • Maccabi Sheli + Private Insurance

"I had no idea Clalit doubled the basket to ₪4,748 for twins! The calculator broke down every ultrasound and specialist consultation with complete accuracy."

Rachel K.

Tel Aviv

Twins Basket Doubling (₪4,748)

Twin birth • Clalit Mushlam Platinum

"The explanation on how to submit for lactation and infant sleep consulting was crystal clear. The entire process from my phone took under 3 minutes. Highly recommended!"

Jessica B.

Raanana

Lactation & Sleep Guidance Refund

Second birth • Meuhedet Si

Clear Answers to Common Questions

Everything You Need to Know About Maternity Basket Refunds in Israel

Authoritative answers regarding caps, recovery hotels, deadlines, and claim filing.

How much refund can I receive for a maternity recovery hotel?

In Clalit Platinum, Maccabi Sheli, and Meuhedet Si, you can receive up to 75% of the hotel's medical recovery cost (subject to the total basket cap of ~₪2,360). In Leumit Zahav, you are entitled to up to ₪450 per night (up to 3 nights for standard delivery, 5 for c-section) over and above the general basket.

What is the strict deadline for submitting maternity hotel receipts?

In Maccabi Sheli, there is a rigid cutoff of exactly 60 days from delivery! In Clalit and Meuhedet, the window is usually 6 to 12 months. We strongly advise submitting immediately upon discharge.

Is MamiRefund genuinely free with zero success fees?

Yes, 100% free for mothers. We do not charge filing fees, ask for credit card numbers, or take any percentage of your refund. 100% of the money approved by your fund goes directly to your bank account.

How is my medical data and privacy protected?

We operate under a strict Zero-Knowledge protocol: uploaded receipts are scanned automatically by AI and permanently deleted from our servers within 60 days in compliance with Israeli Privacy Protection Amendment 13.