Select Your Health Fund
Clalit, Maccabi, Meuhedet, or Leumit — including twin pregnancy doubling and prior usage history.
MamiRefundMaternity Basket
100% Free for Israeli Mothers
Automated Israeli Maternity Basket & Recovery Refund Calculator 2026Don't Leave Thousands of Shekels
Don't Leave Thousands of Shekels
On the Bureaucratic Table After Childbirth
Maternity recovery hotels, NIPT genetic screenings, private ultrasounds, doulas, and IBCLC lactation consultants. We audit your receipts and generate a ready-to-submit claim dossier tailored to your Kupat Cholim — 100% free with zero stress.
100% Free for Mothers • No Success Fees & No Commitment
Zero Document Storage (Zero-Knowledge) • Full Medical Privacy
Dual-Claim Coordination: Health Fund Basket + Section 59 Private Insurance Top-Up
Maternity Reimbursement Check
Instant calculation per 2026 regulations & insurance law
Your estimated refund from Clalit (Mushlam Platinum):
₪2,374
75% Health Fund refund up to ₪2,374 + eligible for additional ₪906 from private insurance
💡 Secure Your Double Refund Rights100% Free
Baby's 60-Day Window + Section 59
You have only 60 days from birth to add your baby to private health insurance with no health statement or waiting period. In addition, a licensed agent will help claim up to 80% more from private insurance under Section 59 for remaining receipts!
Simple, Fast & Free
How It Works: 3 Simple Steps to Your Reimbursement
No endless phone queues, no decoding confusing bylaws, and zero commission fees.
Upload Receipts or Pick Services
Maternity hotel, scans, doula, and lactation. Our engine checks your itemized receipts against fund criteria.
Receive Your Pre-Filled Claim Dossier
A complete, compliant claim packet with exact submission links for your health fund's online portal.
Official 2026 Maternity Basket Calculator (100% Free)
Maternity & Pregnancy Refund Calculator
Find out in seconds how much reimbursement you legally deserve from your health fund for maternity hotels, NIPT, ultrasounds, doula, and private consultations.
Clalit, Maccabi, Meuhedet, Leumit
60-Day Hotel Deadline Alert
100% Free with No Fees
Ready-to-File Claim Dossier
Select Fund & Services
Calculate Eligibility & Receipts
Generate Claim Dossier
Estimated Refund Accrued: ₪2,358.97
Maternity Hotel 60-Day Deadline Tracker
Health funds strictly limit hotel reimbursement to 2 months from delivery. When did you give birth?
Plans tailored to Maccabi
Special features (Cap & eligibility adjustment):Plans tailored to Maccabi
Amount already used in this pregnancy (₪):
100% Mathematical Accuracy Verified per Maccabi 2026 Regulations
Approved Reimbursement from Maccabi (Maccabi Sheli):
₪2,358.97
Out of total expenses of ₪8,900 (Net Copay: ₪6,541.03)
Pregnancy Basket Status (Maccabi):₪2,358.97 used
Active Cap: ₪2,358.97 | Remaining Balance: ₪0
Coverage Rate:27%
Remaining Copay: ₪6,541.03
Proof ID: PRF-MAMIREFUND-20261105-18B17AMK
Full Medical Privacy (Zero-Knowledge):Purged within 60 days
Every medical document or invoice is automatically and permanently deleted from our servers 60 days after upload. No one has access to your documents, and they are used solely for your refund claim.
Uploading and checking documents requires a quick sign-in (Google or email)
Snap a receipt or upload an invoice from phone
Our AI scans the receipt in 2 seconds, verifies coverage with your health fund, and prepares your file
Don't have a document right now? Check with a single click using a sample receipt:
Authentic phone photos (handwriting and doctor stamps):
Recorded Receipts & Invoices (3)•Total Expenses: ₪8,900
Maternity HotelAI scan completed (96%)Source file purged (60 days)
2026-08-013 hotel nightsBaby Lis Maternity Hotel
₪3,800
Genetic NIPT Blood TestAI scan completed (96%)Source file purged (60 days)
2026-07-15Maternity Genetics Labs
₪3,500
Early Anatomy ScanAI scan completed (96%)Source file purged (60 days)
2026-06-20Ultrasound Specialist Clinic
₪1,600
Administrative Service
Prepare Private Health Insurance Claim Dossier
Do you have private health insurance (Harel, Phoenix, Migdal, Clal, Menora)? Generate a complete PDF dossier with cover page, official summary, and numbered receipt attachments for direct submission.
Estimated Refund:
₪2,358.97
Know a friend who is pregnant or postpartum? Share with her
Help her claim up to ₪2,374 she legally deserves from her health fund and private insurance.
MamiRefund Care & Peace-of-Mind Charter
Crafted for New Mothers, With Deep Respect for Your Time & Privacy
An independent digital platform empowering mothers in Israel to claim their statutory rights without costly agents or red tape.
100% Truly Free
Zero Fees, Zero Fine Print
No filing fees, no success cuts, and no credit card required. Every single shekel approved by your fund goes straight into your bank account.
100% Regulatory Accuracy
Official 2026 Fund Bylaws
Calculated according to the statutory Supplementary Healthcare (Shaban) regulations of Clalit, Maccabi, Meuhedet, and Leumit.
Complete Zero-Knowledge Privacy
60-Day Automatic File Purge
Zero human access to your private medical receipts. All uploaded documents are permanently erased within 60 days under Israeli Privacy Amendment 13.
Critical Deadline Watch
Preventing Claim Denials
Proactive monitoring for strict submission windows — especially the rigid 60-day post-delivery cutoff for maternity hotel claims.
Official 2026 Statutory Caps
How Much Money Are You Legally Entitled To?
Amounts are statutory ceilings approved by the Israeli Ministry of Health for supplementary healthcare tiers (Shaban) in 2026.
Clalit Platinum
Up to ₪2,374
Twins Doubling: ₪4,748
Maccabi Sheli
Up to ₪2,358.97
75% hotel reimbursement
Meuhedet Si
Up to ₪2,365
Prep courses & sleep guidance
Leumit Zahav
Up to ₪2,000
+ Up to ₪450/night for recovery
What Mothers in Israel Are Saying
Focusing on clarity, peace of mind, and precious time saved
"Instead of struggling with Maccabi's Hebrew portal while nursing at 2 AM, MamiRefund checked my Baby Lis hotel receipt, separated medical care from hospitality, and organized my claim in minutes."
Sarah M.
Jerusalem
First birth • Maccabi Sheli + Private Insurance
"I had no idea Clalit doubled the basket to ₪4,748 for twins! The calculator broke down every ultrasound and specialist consultation with complete accuracy."
Rachel K.
Tel Aviv
Twin birth • Clalit Mushlam Platinum
"The explanation on how to submit for lactation and infant sleep consulting was crystal clear. The entire process from my phone took under 3 minutes. Highly recommended!"
Jessica B.
Raanana
Second birth • Meuhedet Si
Notice & Takedown Procedure: Encountered inappropriate or infringing content? Contact us for immediate review and removal: info@mamirefund.co.il
Clear Answers to Common Questions
Everything You Need to Know About Maternity Basket Refunds in Israel
Authoritative answers regarding caps, recovery hotels, deadlines, and claim filing.
How much refund can I receive for a maternity recovery hotel?
In Clalit Platinum, Maccabi Sheli, and Meuhedet Si, you can receive up to 75% of the hotel's medical recovery cost (subject to the total basket cap of ~₪2,360). In Leumit Zahav, you are entitled to up to ₪450 per night (up to 3 nights for standard delivery, 5 for c-section) over and above the general basket.
What is the strict deadline for submitting maternity hotel receipts?
In Maccabi Sheli, there is a rigid cutoff of exactly 60 days from delivery! In Clalit and Meuhedet, the window is usually 6 to 12 months. We strongly advise submitting immediately upon discharge.
Is MamiRefund genuinely free with zero success fees?
Yes, 100% free for mothers. We do not charge filing fees, ask for credit card numbers, or take any percentage of your refund. 100% of the money approved by your fund goes directly to your bank account.
How is my medical data and privacy protected?
We operate under a strict Zero-Knowledge protocol: uploaded receipts are scanned automatically by AI and permanently deleted from our servers within 60 days in compliance with Israeli Privacy Protection Amendment 13.